A premature distribution from a quaified retirement plan is allowed at age 52 without a 10% additional tax when a partcipant:

i. becomes obligated for payment of plan benefits to an alternate payee under a qualified domestic relations order (QDRO)

ii. seperates fro m service and takes an accepted form of systematic payment

iii. remains with his or her current employer but elects to take hardship withdrawals over the life of the participant and spouse.

a) i only

b) iii only

c) i and ii only

d) i, ii, and iii