A prize pays $16,000 each quarter for 5 years (20 payments)commencing in exactly 6 months time. If the appropriate discount rate is 5.9% p.a compounding quarterly, the value of the prize today is (round to nearest cent; dont use $ sign or commas): [HINT: the annuity is deferred] Select one: a. $63816.40 b. $275376.40 c. $271373.64 d. $4210853.69.