A producer was completing an application with a client to increase the amount of the death benefit under the client's existing life insurance policy. Toward the end of their session, the client was interrupted by a phone call that had to be taken. After the producer left the client's home, the producer realized that the client had not signed the application. Knowing that the client had intended to sign the application, the producer felt justified in signing the application on the client's behalf. Will this amendment to the contract be valid? A Yes, since the applicant was intending to sign the application, but got distracted B Yes, since an insurance policy is a unilateral contract C Yes, since the application contains the producer's signature D No, since the application was not signed by the applicant, an actual offer was not made