A project that generates positive net cash flows over its life can have a negative net present value if the discount rate is high enough. O True O False With an installment loan, the effective rate of interest decreases each period. O True O False Which of the following will not reduce the monthly payment dollar amount required to pay-off an installment loan? O Decreasing the length of the loan from 60 monthly payments to 48 monthly payments O Decreasing the amount borrowed O Making the payments due at the beginning of the month rather than the end of the month O Decreasing the interest rate on the loan