A property worth $13 million can be refinanced with an 75% loan at 5.9% over 20 years. The balance on the current loan is $8.435,663 with loan payments of $88,500 per month. The loan balance of the current loan in 10 years will be $2,254,133. If the property is expectod to be sold in 10 year What is the incremental cost of refinancing? 1.51% 5.90% 4.43% 15.69%