A propertycasualty insurer brings in $6.20 million in premiums on its homeowners MP line of insurance. The lines losses amount to $4,278,000, expenses are $1,550,000, and dividends are $124,000. The insurer earns $186,000 in the investment of its premiums. Complete the table below by calculating the lines loss ratio, expense ratio, dividend ratio, combined ratio (after dividends), investment ratio, operating ratio, and overall profitability.

A.

Loss ratio	69%
Expense ratio	25%
Dividend ratio	2%
Combined ratio	96%
Investment ratio	3%
Operating ratio	95%
Overall profitability	7%

B.

Loss ratio	69%
Expense ratio	25%
Dividend ratio	2%
Combined ratio	96%
Investment ratio	3%
Operating ratio	93%
Overall profitability	7%

C.

Loss ratio	69%
Expense ratio	25%
Dividend ratio	2%
Combined ratio	96%
Investment ratio	5%
Operating ratio	93%
Overall profitability	7%

D.

Loss ratio	69%
Expense ratio	25%
Dividend ratio	2%
Combined ratio	93%
Investment ratio	3%
Operating ratio	96%
Overall profitability	7%