A property-casualty (P-C) insurance firm has estimated that its risk-based capital charge is $10.36 million. Is the firm adequately capitalized if it has total capital and surplus of $10 million?

A.	No, its total risk-based capital charge is higher than $10 million.
B.	No, its total risk-based capital charge is lower than $10 million.
C.	Yes, its total risk-based capital charge is higher than $10 million.
D.	Yes, its total risk-based capital charge is lower than $10 million.
E.	No, its total risk-based capital charge is greater than 0.