A researcher wanted to study whether payment method and sex were independent. They took a random sample of KBS students and found the following observed frequencies:

You are also told that thevalue of the Chi-squarecalculated test statistic is14.07.

(Do NOT re-calculate this.)

A) Write down the hypotheses to test for independence.

B) Find the critical value if testing at the 10% level of significance.

C) Give your decision and conclusion.