1. A smal cap mutual fund means that ______.

   		the dollars in the fund are capped.
   		the size of the fund is kept small.
   		it primarily invests in small market capitalization companies.
   		the returns are capped on the downside to reduce risk.

1. The single greatest determinant of your long run returns is _________.

   		asset allocation.
   		tax manipulation
   		leveraging up your derivatives
   		allocating to bonds