A small-town newspaper has a column that answers financial questions from the public. Below is on, such question. Assume that you are the editor and respond to this inquil7. Be brief and specific. Some computations may be necessary. Ignore non-monetary considerations, and answer the question, "I am 65 and recently retired and I have an annuity due. My choices for settlement of the annuity are to receive $74.42 a month for ten years, $48.28 a month for life, or to take $7, 343 in a lump sum now. I am considering taking the $7, 343. Do you agree with this