(a) (Soalan 4) On 21 December 2016, Malaysia Building Society Bhd (MBSB) had proposed the merger through acquisition of Asian Finance bank (AFB) to Bank Negara Malaysia (BNM). AFB is a foreign financial institution which operated in Malaysia. Due to the global financial crisis starting from 2008, AFB was much affected and keep incurred losses year by year. Board of directors of MBSB were decided to take over the AFB in order to get the bank licensing. They went through a lot of process and effective by 2nd April 2018 all the operations of AFB are under control of MBSB and MBSB known as MBSB Bank Berhad. Based on the above case, briefly explain FIVE (5) motives of companies involving in this kind of practice. (10 marks)