A stock has a Beta of 1.39. The Market Risk Premium is estimated to be 5%, and the estimated risk-free rate is 3%. What is the stock's CAPM expected return? \begin{tabular}{l} 9.95% \\ \hline 10.11% \\ \hline 12.33% \\ \hline 11.40% \\ \hline 10.82% \end{tabular}