A stock has annual returns of 5 percent, 21 percent, 12 percent, 7 percent, and 6 percent for the past five years. The arithmetic average of these returns is _____ percent while the geometric average return for the period is _____ percent.

• 5.80; 4.86

• 5.80; 5.03

• 5.62; 5.03

• 5.40; 5.03

• 5.40; 4.86