A stock was trading at $21.40 at the end of year 1. It was trading at the end of year 2 at $21.73 immediately after giving a dividend of $0.27. At the end of year 3. it was trading at $21.09 immediately after giving a dividend of $0.29. Finally, it was trading at $22.91 at the end of year 4 without giving out any dividend. What was the geometric average annual return of this stock for the three years between years 1 and 4? 2.87% 2.95% 3.03% 3.11% 3.19%