A stock was trading at $22.60 at the end of year 1. It was trading at the end of year 2 at $22.93 immediately after giving a dividend of $0.35. At the end of year 3. it was trading at $22.29 immediately after giving a dividend of $0.37. Finally, it was trading at $24.11 at the end of year 4 without giving out any dividend. What was the geometric average annual return of this stock for the three years between years 1 and 4? 3.18% 3.26% 3.34% 3.42% 3.51%