A study of the impact of seeking a second opinion about a medical condition is described in a paper. Based on a review of a certain number of patient-initiated second opinions, the paper states, "Second opinions often resulted in changes in diagnosis (13.8%), treatment (38.4%), or changes in both (7.6%)." Consider the following two events. given D= event that second opinion results in a change in diagnosis T= event that second opinion results in a change in treatment What is the probability that a second opinion results in neither a change in diagnosis nor a change in treatment