a. Suppose Jose spontaneously decides to treat all his friends to pizza, drinks, and dessert at a dine-in Italian place. He has already spent his excess cash from his paycheck so he decides to put it on his credit card and pay for it later. The total cost for the pizza for his group of friends including the tip is $125.87. His credit card has an interest rate of 20.99%. If he makes payments of $30 per month, how long it take him to pay for that spontaneous purchase?

1. Lets say Daryl treats his friends several times during the month and accumulates a debt of $727.56 on his credit card. His credit card and has an interest rate of 20.99%. If he makes payments of $30 per month how long it take him to pay for this generosity which his friends appreciate but he cant currently afford?