A survey from the Department of Motor Vehicles was given to local residents in the city of Slothville. The results showed that 60% held a valid driver's license. Of the individuals who held a valid driver's license, 30% had at least one traffic violation whereas 20% who did not have a valid driver's license had at least one traffic violation. What is the probability that an individual does NOT have a traffic violation? (2 points) 0.74 0.38 0.42 0.26 0.24