(a) The following is an extract from XYZ bank's balance sheet as at 31* December 2017 Amount Duration (sh.billions) Years) Assets: Reserves and cash items Securities 5) 0.0 Less than 1 year 1 to 2 years Greater than 2 years Residential mortgages Variable-rate Fixed-rate 0.4 1.6 7.0 10 10 10 0.5 6.0 Commercial loans: Less than 1 year 1 to 2 years Greater than 2 years Physical capital 15 10 25 5 0.7 1.4 4.0 0.0 (a) The following is an extract from XYZ bank's balance sheet as at 31* December 2017 Amount Duration (sh.billions) Years) Assets: Reserves and cash items Securities 5) 0.0 Less than 1 year 1 to 2 years Greater than 2 years Residential mortgages Variable-rate Fixed-rate 0.4 1.6 7.0 10 10 10 0.5 6.0 Commercial loans: Less than 1 year 1 to 2 years Greater than 2 years Physical capital 15 10 25 5 0.7 1.4 4.0 0.0