A thrift purchases a one-year interest rate floor with a floor rate of 4.23 percent from a large bank. The option has a notional principal of $1 million and costs $2,000. If in one year, interest rates are 3 percent, the thrift's net profit, ignoring commissions and taxes, was _____ ; and if in one year, interest rates were 2 percent, the thrift's net profit was _____.