A Treasury bond due in 1 year has a yield of 4%, while a Treasury bond due in 3 years has a yield of 9%. A bond due in 3 years issued by High Country Marketing Corp. has a yield of 11%, while a bond due in 1 year issued by High Country Marketing Corp. has a yield of 15%. The default risk premium on the 3-year bonds issued by High Country Marketing Corp. is _________. Note: Express your answers in strictly numerical terms. For example, if the answer is 5%, write 0.05"