A US investor bought 2 million lots (1 lot = 100 shares) of BMRI shares for IDR 6,150 per share. After 6 months, BMRI's share price increased to IDR 8,300 per share, and paid a dividend of IDR 100 per share. During the same period, the investor also purchased 2,000 Pegadaian bonds at a price of IDR 100 million per share. After 6 months the price is 110%, with a coupon of 12%. During this period the USD exchange rate against the rupiah moved from US$1 = IDR 12,100 to US$ 1 = IDR 12,300. Based on these data, calculate the total return on investment made by the investor.