A U.S. investor purchased 100 shares of a foreign country's technology stock at the current market price in the foreign country's currency. Over the next year, the foreign technology stock appreciated 28% in the foreign currency, but the foreign country's rate of inflation was higher than the U.S.'s rate of inflation, causing the dollar to appreciate by 7.50% against the foreign currency. What is the U.S. investor's rate of return in dollars over this year? Enter your answer rounded to two decimal places. Do not enter % in the answer box. For example, if your answer is 0.12345 or 12.345% then enter as 12.35 in the answer box.