A vertical consolidation B. DALY'S C fee for -service D. licensure requirements E APP I allocate efficiency G efficient matching H . risk aversion adverse selection 1 . economies of scale K marginal revenue product L economies of scope M. episode - based payments N . price discrimination O moral hazard P. WTF Q . value - based benefit design R horizontal consolidation S supply - side cost sharing I monopoly power U . capitation agency problem 1 1095 X value- based purchasing V. diagnostic related groups I organizational fragmentation ( DRGS )