(a) Visit two online banking websites: one for a financial institution that has a physical presence in your community and another that is virtual. Compare the services and featured products. For example, do they offer bill payment, retirement accounts, and mobile banking apps? What fees are charged for these services? Which bank has the highest money market and certificate of deposit rates? (b) Visit two financial websites, such as Yahoo! Finance, that feature information about managing personal credit and debt. Read two stories discussing student loans, credit card debt, overspending, or retirement planning. According to these articles, what mistakes do people make managing their money? Who are the economic professionals writing or being quoted in the articles? What advice is given that can help you handle your expenses?