A voluntary bankruptcy requires:

a.the debtor's lawyer to swear the statement of affairs is accurate.

b.the debtor to make an assignment for the general benefit of his creditors and to prepare statement of affairs.

c.the creditor to appoint a trustee.

d.the court to open a bankruptcy at the request of a secured creditor.

e.the receiver to sell all the debtor's assets and distribute the proceeds to the creditors.