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a woman would like to leave 10000 a year, starting 1 year from now to be devided equally among her descendants. she puts no limit

a woman would like to leave 10000 a year, starting 1 year from now to be devided equally among her descendants. she puts no limit on this bequeathment and is able to invest for this longterm outlay of funds.
how much must she invest now to meat such a longterm commitment if she is able to invest for this longterm outlay of funds at 2.5% copmounded annually?
how much must she invest now to meat such a longterm commitment if she is able to invest for this longterm outlay of funds at 2.5% copmounded semi annually?

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