A worker aged 40 wishes to accumulate a fund for retirement by depositing $1,800 at the beginning of each year for 24 years. If his account earns an annual effective interest rate of 8%, then his account balance 1 year after his final deposit is $129,791. Find the balance to the nearest cent. Number Starting at age 64 the worker plans to make 18 annual withdrawals at the beginning of each year. Assuming that all payments are certain to be made, find the amount of each withdrawal starting at age 64 to the two decimal places, if the effective rate of interest is 8% during the first 24 years but only 5% thereafter. The answer to the nearest dollar is $10,574, fin the answer to nearest cent. Number