A year ago, Melissa purchased 1000 shares of common stock for $35 per share. During the year, the value of her stock increased to $39 per share. If the stock paid $50 dividend during the year, what yield did Melissa earn on her investment? Suppose it is now January 1, 2008, and you just sold an investment that you own for $12,500. You purchased the investment four years ago for $10,500. During the time you held the investment, it paid income equal to $1,000 each year. What is the four-year holding period yield that you earned on your investment?