A.) You are in charge of coroprate lending for a bank. You have a choice to make a loan either to an established chain of supermarkets or a biotech company wtih a promising drug currently in trial pgase. Which do you prefer to lend to? Why?

b.) If you were considering investing in the equity of one of the companies, would your answer be different, and what factors would you consider when detecting (what are the positivies and negatives of investing in each?)