a. You have won $1,000 in the lottery, which is supposed to be paid to you in 2 years However, you can choose to take the lump sum today. How much would you receive today assuming interest rates are 7% b. A healthcare organization has applied for a mortgage of $60,000 to finance the purchase of a facility. The bank will require annual payments of $7,047.55 at the end of each of the next 20 years. What is the interest rate on this mortgage