(a) Your friend, Peter, is considering either buying or renting an apartment unit for self-occupancy. Having completed a course on "Managing Your Personal Finance", you would like to point out (1) three advantages of renting as well as (ii) three disadvantages of renting for his consideration. (12 marks) (b) Your mother has just read from an investment brochure the two terms: (i) Funds of Funds and (II) Family of Funds. She would like you to tell her what they are. (To be concise, you can explain each in one sentence) (5 marks) (c) You have an auntie considering purchase some rubies or emeralds for investment. Please remind her two possible relevant risks