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Abby has an annuity that has payments at the end of each month for five years. She has a first payment of $120 and each

Abby has an annuity that has payments at the end of each month for five years. She has a first payment of $120 and each payment is $5 greater than the previous one. What is the present value of the annuity if the interest is converted semi-annually at a nominal rate of 2%. (no excel please)

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