ABC Bank Finds that its current deposits and non-deposits liabilities break down as follows Hot money AUD 25m Vulnerable funds AUD 18m Stable/core funds AUD 120m ABC Bankss manager wants to keep a 95% reserve behind its hot money deposits (less the 2% legal reserve requirement imposed by the Reserve Bank behind many of these deposits) and non-deposit liabilities. A 25% liquidity reserve in back of its vulnerable deposits and other borrowings (less required reserves), and a 20% liquidity reserve behind its core deposits and non-deposits funds (less required reserve). ABC Banks total loans are AUD 150m but recently have been as high as AUD 160m, with a trend growth rate of 10% per annum. The bank aim to be ready at all times to honour customers demand for all loans that fulfil its quality standards. Calculate the banks total liquidity requirement.