ABC Corp. is considering a R168.58 million investment to launch a new online tracking system. ABC is able to obtain a 6-year, 12 percent loan of R125 million. The principal amount of the loan will be repaid in full at the end of the life of the loan. The loan requires flotation costs of 4.23% of the loan amount and ABC will pay for these costs using cash. The flotation costs will be amortized using a straight-line schedule over the 6 -year life of the loan. The corporate tax rate is 32% and the loan will not increase the risk of financial distress for the company. Determine the NPV of financing side effects