1. ABC Insurance Company utilizes the companys risk control department services. The underwriter, Tim, received an application for property and liability insurance from Best Manufacturing. Tim googled the applicant and found some interesting information stated on the internet. There was a lawsuit filed against Best Manufacturing for a serious injury by a person using Best Manufacturing lawnmower. There was a second suit for injury to a child by a Best Manufacturing hedge clipper. There was also a press release about a new product, the easy to use chain saw. The application did not show any of this information. The application did state that there was one worker death two years ago, due to electrocution.

Best Manufacturing is located in California. When Tim looked at an aerial view of their five buildings he saw that the buildings were surrounded by deteriorating roads and buildings, many looked unoccupied. Provide a detail explanation of how Tim should utilize risk control to understand the applicants business and risks associated with Best Manufacturing.