ABC itd. bank reports that its net income for the current year is $51 million, its assets total $1,144 million, and its liabilities amount to $926 million. What is its return on equity capital? Hint: List of Formulas. Netinterestmargin=Totalassets(InterestincomeInterestexpense) ROA=TotalAssetsNetincome ROE=TotalequitycapitalNetincome ERR= Average Return / Initial Investment 100