Abe is offered a loan of $$25,000$ that requires $60$ monthly payments of $$529\mathrm{.}21.$

What is the effective annual interest rate on this loan? $($Round intermediate calculations to $5$ decimal places, e$.$g$.5\mathrm{.}12534\%$ and final answer to $2$ decimal places, e$.$g$.25\mathrm{.}12\%.)$

Annual interest rate $\%$

What would the quoted rate be$?($Round answer to $2$ decimal places, e$.$g$.25\mathrm{.}12\%.$ Do not round your intermediate calculations.$)$

Quoted rate $\%$