Abongile, a new client at WealthGuard Investments, seeks to understand how their asset management services work. WealthGuard promises a diversified portfolio that includes both traditional investments like stocks and bonds, as well as alternative investments such as real estate and hedge funds. Abongile is curious about how these financial professionals manage her investments and what benefits she might gain from using their services.

In the context of WealthGuard Investments, which type of account can a bank offer to facilitate asset management?