About how many small businesses with employees owe money to traditional

lenders?

about half

a large majority

more than half

very few

Janicia received a loan four years ago upon which she makes monthly

payments. Each year, her interest rate is re$-$calculated based on current rates

and federal guidelines. Janicia has a$($n$)$

loan.

principal$-$based

fixed$-$rate

variable$-$rate

equity