A.B.&S. Auto Service, Inc. (AB&S) is an automobile repair shop located n Chicago, Illinois. Jerry L. Bonner. The SBA requires all applicants for the loan guarantee program to fill out an SBA Form 912 Statement of Personal History. Mr. Bonner submitted Form 912 and in his response to its question about arrests and convictions, Mr Bonner noted the following: 1. Domestic matters between 1982 and 1984

2. Conviction for aggravated battery and assault (1983)(claims self-defense) 3. Possession of a controlled substance in 1985 Disorderly conduct between1985 and 1990. 5. possession of a controlled substance in 1990 6. Possession of a stolen car in September 1994. Do you think a ciminal record is an indication of character? Explain