According to Bank 4.0, what is speculated to happen in China's financial ecosystem by 2018? Question 86 options: 1) Credit cards will overtake debit cards in popularity. 2) Uber will launch a private subsection for the Chinese government. 3) Consumers will no longer use banks, instead hoarding physical cash in their homes. 4) Facebook e-commerce will gain massive traction. 5) Mobile payments will overtake the rest of the world's credit and debit card transactions