1. According to Davies ( 2002), when did people first starting using money ?

1. 40,000 years ago
2. 99 years ago
3. 100,000 years ago
4. 1,000 years ago
5. 50 years ago

2. What is First principles thinking based in ?

1. Derivative design
2. Design-by-analogy
3. Physics of the design
4. Iterative design
5. Imaginative design

3. What is holding Bitcoin back from being the first truly global currency ?

1. Its anonymity
2. No taxes
3. Mobile payment capability
4. Low transaction fee
5. People holding bitcoin to speculate on its price

4. The term Semantic Banking is best described as which of the following ?

1. Banking embedded in the world around us
2. The traditional banking system
3. Banking that is considered tedious
4. Internet banking
5. A network of banks

5. Which Fintech services do people use the most ?

1. Insurances
2. Financial planning
3. Money transfer and payments
4. Borrowing
5. Purchasing foreign exchange

6. Monetary policy in the United States is controlled by the

1. US treasury
2. US savings bank
3. Federal reserve Bank
4. Washington DC Government Bank
5. Bank of the United States

Please help me answer all the questions. Please do not answer 1 question. Thanks a lot