According to Governance, Risk & Compliance (2023), Jessica Fountaine, a woman from Florida got arrested on suspicion of fraud and third-degree grand theft in connection with a resident of Brandon Township. The victim confirmed in Oakland County Sheriff's Office (OCSO) that Jessica allegedly obtained the victim's personal information to close her AT&T account without obtaining the permission and opened a new one. Moreover, three withdrawals totalling $12,000 from three different Florida's financial institutions were made from her account. Jessica already has pending charges in Ohio related to fraud and identity theft which includes total bond of $85,000. The OCSO has allocated a detective, Keith Nabozny for the investigation of the case incurred with resident of Brandon Township, Florida. Keith instructed certain measures to prevent these kinds of frauds indicating if someone is getting emails or phone calls for things they have not applied for or know of the it is strictly instructed that they should not fall for it. The fraud triangle elements include pressure, opportunities, and rationalizations.

Fraud Triangle Elements

Possible Pressures: Jessica has a tendency of defrauding the financial institutions which indicates that the possible pressure is aligned with the financial crises or distress.

Opportunities: There are ample of opportunities including Jessica might obtained information through bank which is driven by the weaken security control of the bank or the victim forgot her personal documents at any easily accessible place.

Rationalizations: The article provides just a snip of the incident; however, it does not offer insights into potential justification for Jessica's actions

MY PEER POST

One case that I found interesting was about the teacher that went to trail for the fraud they committed. Darren Gamble, the former headmaster of Middlesbrough's Acklam Whin Primary School, has entered a not guilty plea to a fraud charge pertaining to an alleged gain of more than 12,000. At Teesside Magistrates' Court, the 52-year-old made an appearance, verified his identity, and entered a not guilty plea. According to the accusation, Gamble misused his position while serving in that capacity between February 18, 2018, and January 21, 2022, with the alleged goal of making 12,775.84 in personal gain. The case has been sent to Teesside Crown Court for trial by District Judge Marie Mallon; the first appearance is set for February 9. Gamble was given unconditional bail until the hearing in the higher court and was dressed in a black suit.

In your responses to your peers, be sure to address the following:

• Identify any similarities and differences between the pressures and opportunities you posted and the ones your peer posted from the articles.
• Do you agree with the rationalization that your peer posted? Why or why not?