According to the article, Lifestyle Inflation: More Money Same Problems, Dave Ramsey recommends "baby steps" to leave lifestyle inflation behind. The baby steps include all the following EXCEPT Question 7 options: a) Throw extra money at the smallest debt on your list before building your emergency savings. b) Getting out of debt means you will have even more money in your pocket each month. c) Even successful millionaires need to live on a budget. d) Paying of your mortgage is the number one priority