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According to the case, why do Cambodians such as Thida continue to participate in the ROSCA (tongtin) despite the potential risks? a. source of emergency

According to the case, why do Cambodians such as Thida continue to participate in the ROSCA (tongtin) despite the potential risks?

a.

source of emergency cash, lower returns than other savings methods, important way to support the community

b.

source of emergency cash, higher returns than other savings methods, regulated financial service

c.

source of emergency cash, higher returns than other savings methods, important way to support the community

d.

None of these

What financial products in the regulated microfinance sector is the tongtin ROSCA most similar to ?

a.

Grameen style group loans

b.

Grameen 16 decisions

c.

individual loan from ACCION affiliate bank

d.

Government bank mortgage program

One way the Cambodian tongtin ROSCA risk is reduced for participants such as Thida is:

a.

The group leader acts as a partial underwriter

b.

None of these

c.

The government guarantees the payments

d.

The group members guarantee payments of other participants

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