According to "The Disturbing History of the Suburbs", Group of answer choices Banks are more likely to hire White people as employees, which then makes it more likely that they will give higher rates to Black loan applicants Banks still charge Blacks higher rates on loans than Whites, even when they have the same credit Banks have finally enacted a formal policy which controls for racial bias when deciding interest on home loans More and more banks are hiring people of color to control for racial bias when determining interest rates