According to the video, what is one of the most important decisions you can make regarding retirement?

Multiple Choice

The decision to begin saving and investing for retirement after your children are grown$-$up$.$

The decision to begin saving and investing for retirement when you are young.

The decision to wait to save and invest for retirement until you are older.

The decision to save for your children$$s higher education and take out a loan for your retirement.

None of the above was discussed in the video as important decisions to make regarding retirement.