According to your age and stage in life (Below are the factors relating to the person we are designing the investment portfolio for), design an investment portfolio (hypothetical, of course) which best suits your needs at this time. Make sure to explain the suitability of your selection in terms of how your securities will help attain your long-term goals.

26-year-old single mom to a 4-year-old. Makes $50,000 a year, owns the car, rents the house, has $5,000 in an employer matched 401k. Savings account with $2,500 and $8,000 in credit card debt. Preparing for higher education meaning student loans are in the very near future.