Please review the following new business underwriting submission and analyze all the exposures of the risk to determine whether you would write/not write the risk and why. To: From: # of Pages: Mandatory-Effective Date / Renewal Date October 5, 2011 Named Insured Mailing Address: Experience 20+ yrs in business Revenue. Payroll Installation: No. of Employees: Location 1 Address: Construction Description of Operations: Importer of barbecue covers, patio furniture and other outdoor accessories sold through Home Hardware stores. Product is from Taiwan and China. Number of Stories: two Insured is: Protection: Updates. If over 25 years old Neighboring Occupancy(s): Mortgagee/Loss Payee: Additional Insureds Date 06/27/2009 06/21/2011 08/19/2011 Present Insurer: Principal's Name Phone Number. Web Site: $ CDN: $2,000,000 $ $ Class I Fire Resistive Owner Burglar Alarm: Fire Alarm: Sprinklered Request for Quote Healing Left: Residential home Worren Ting Outdoor Outfitters. 1750 Finch Avenue East, Toronto, ON M2J 2x5 Tenant $ US O Advertising Budget: Service: Class II: Masonry Non- Combustible Square Footage: 2400 Local Local 0 Yes Plumbing Right Residential home LOSS HISTORY Description Commercial liability- bodily injury. Closed Commercial liability-bodily injury Commercial liability- bodily injury $ $ Safe: Same as Mailing Address Brick Frame Condominium Date: September 21, 2011 Date Req'd by: October 5, 2011 Present Premium. Contact Name Fax Number: Monitored Monitored Wining $ Other: Approximate Age: 15 Other Central Station Central Station No Other Roof Other insured runs the business from his home office (Alt + A) Amount $6154 Open Open Coverages Property Property/Contents of Every Description Deductible $1,000, Broad Form. Stated Amount Co- Insurance, By-Laws. Replacement Cost - Same Site Deleted, Flood ($50.000. Ded), Earthquake (5% or $100,000. Ded.), Sewer Backup ($5.000 Ded.) Consisting of Other Property Coverages Building Contents Equipment Inventory Customers Goods Office Contents Leaseholds Unnamed Locations Selling Price Clause Accounts Receivable Records EDP Mechanical Breakdown ($1000 Ded.) Comprehensive Boiler and Machinery Business Interruption Valuable Papers Signs Glass Blanket Hardware Software Extra Expense. 100% 1st month Laptops include/ Exclude Production Machinery Include/Exclude Electronic Equipment Limit per Accident ($1,000 deductible] Business Interruption (24 hour waiting period Profits/Gross Earnings Extra Expense 100% 1st month Consequential Damage Expediting Expenses Water Damage Ammonia Contamination Hazardous Substances. Professional Fees Gross Rents Profits Gross Earnings 50%-80%-Stated Amount Co-Insurance/No Co-Insurance. Actual Loss Sustained Professional Fees Extra Expense 100% 1st month Contingent Bl Location # 1 $45,000 $45.000 $25,000 Location # 2 Location # 3 Transit Contingent Condominium Floaters: All Risk Damage to Unit Loss Assessment, Property Contingent Condominium Loss Assessment Liability Crime Deductible $1000 7 Liability- Deductible-$1000 Ocean Marine Transportation (All Risk] Goods in Transit [All Risk] Annual Shipments Value Per Shipment Method of Shipment Destination of Shipment Notes: Salesperson's Samples ($ Ded.) Contractors ($ Ded) Installation ($ Ded.) Tools ($ Ded Equipment ($ Ded.) Miscellaneous ($ Ded.) Fine Arts ($ Ded.) Employee Dishonesty Money and Securities In and Out Robbery Other Commercial General Liability Products & Completed Operations Aggregate General Aggregate Tenants Legal Liability (Broad Form) Non Owned Auto Including # 96 , # 98B & #99 OEF 94 ($ Ded. Employers Liability Employee Benefits Liability Personal Injury Advertising Liability Pollution Liability Umbrella Liability Professional Liability Director's and Officers $45,000 $5,000,000 $5,000,000 $5,000,000 $250,000 $5,000,000 The insured is an importer of barbecue covers patio furniture and outdoor accessories sold to Home Hardware exclusively. A copy of the Home Hardware catalogue with specific items checked off is attached. The products are manufactured in China and Taiwan. We have had this account since 1991. Barbecue items are CSA approved and meet the risk management/quality control standards for Home Hardware Canade. The claims reported are the only ones we've had in 20 years. Insured works from his home office. No US sales.